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REAL ESTATE

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WILLS and POWERS OF ATTORNEY

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ESTATES

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CORPORATE

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REAL ESTATE

We practice all areas of real estate.

  • Purchase and sale of all types of real estate
  • Tips for first time home buyers
  • You may receive a rebate up to $4,000 of land transfer tax if you have never owned a home before
  • Your mortgage proceeds are often less than you expect because of costs relating to CMHC or GENCOR mortgage insurance – usually $400 - $800
  • You may also have to pay up to several thousand more dollars in adjustments for property taxes and heating oil on closing. If you are buying a country property count on at least $1,000 extra.
  • Don’t spend all your spare cash on furniture until you know your final closing costs
  • Our clerks will be happy to explain these issues to you ahead of time.
  • Mortgage financing for both home buyers and lenders
  • Family transfers – often in conjunction with estate planning
  • Sale of land by non-residents of Canada
  • We work with Stewart Title to title insure all real estate purchases.
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WILLS and POWERS OF ATTORNEY

  • Estate and succession planning are very important to making your passing less painful for your family.
  • Bill Ramsay has extensive experience with the transfer of cottages and family farms.
  • With the proper powers of attorney in place you will be looked after in the case of mental incapacity.
  • We consult with accountants to make sure your estate plan will result in the least amount of tax as possible being paid by your estate.
  • Wills are stored in our fireproof filing cabinets at no additional charges.
    • Planning Your Will 2022

     

    Planning Your Will 2022

    ESTATES

    When a loved one dies you need solid advice to help you resolve their estate. You will be grieving their loss – we can help with the steps necessary to move their property on to the next generation.

    CORPORATE

    We are a full service corporate / commercial firm offering the following services:

    • Purchase and sale of a business
    • Refinancing a business
    • Opening and incorporating a new business
    • Reorganization of your business for tax savings
    • Annual resolutions and government filings